is it like to spend down to Medicaid?
S. Stum, Ph.D. Family Social Science
is a spend down?
spend down occurs when private or family finances
are depleted so far that an individual becomes
eligible for public sources of payment through
Medicaid. This process of voluntary impoverishment
is a transition from private to public sources
of payment for long-term care." (Stum, 1998).
is it like to spend down to Medicaid to pay for
long term care?
of families who were spending down to Medicaid
to pay for long term care and those who had already
become eligible for Medicaid, found that families
experienced multiple losses including; loss of
control, choice and dignity (Stum, 1998). The
following are quotes from the study that illustrate
the specific themes that emerged from the research
both for families that were in the process of
spending down to Medicaid and those who had already
become eligible for Medicaid.